Family Cover

Because family is everything

Your income pays for everything – the weekly shop, the gas bill, birthday presents, school trips, those football boots they’ve grown out of again.

Family cover makes sure all of that continues, even if you can’t be there to provide it yourself.

An introduction to family cover:

So why choose family cover?

Your family rely on your income for everything you can imagine food, bills, birthdays, Christmas, education and even pocket money for cleaning their bedroom…
An insurance policy allows money to pay for your children’s future even if you’re not there.
Such as education, driving lessons or even a deposit for their first mortgage.

Family cover goes beyond simply replacing lost income – it’s about preserving the dreams and aspirations you have for your children’s future. Without adequate protection, major life events that you’ve always planned to support financially could become impossible burdens for your surviving family members. University fees, wedding costs, help with buying their first home, or even smaller milestones like music lessons or sports equipment – these are the moments that shape your children’s lives and opportunities. Family cover ensures that your absence doesn’t limit their potential or force them to abandon their goals due to financial constraints. It’s essentially a way of continuing to be the provider and supporter you’ve always been, giving your partner the means to say “yes” to opportunities and experiences that will help your children thrive, just as you would have done if you were still there.

More than just bills

Family cover is there to keep your children fed, clothed and secure. But it also covers their dreams – university, driving lessons, their first home. It preserves the future you’ve always imagined for them:

University fees they’ve been working towards
Driving lessons when they turn 17
A deposit for their first home
Those music lessons or sports coaching that shape who they’ll become
A dream wedding if and when the time comes

Family cover means your absence doesn’t limit their potential. You’re still there, still providing, still opening doors for them.

Get a Family Cover quote

By submitting this form you give permission for Lyfesure to contact you by phone, post, email and text message.

We compare all major insurers

Would your family be secure?

Here’s an uncomfortable question: if your income stopped tomorrow, how long would your family be financially secure?

Most families are more financially vulnerable than they realise. Savings get depleted quickly. A single income often can’t stretch to cover what two incomes managed. And with childcare costing around £222 per week, even going back to work isn’t always the answer.

Family cover bridges that gap, giving your loved ones the financial stability they need to maintain their home, their lifestyle, and most importantly, their sense of security.

Let’s work it out together

We’ll help you work out exactly how much cover your family would need – the right amount for your circumstances. Then we’ll compare all the major insurers to find you the best value.

What our customers say

When I needed to claim, they were supportive and efficient. Glad I chose them to protect my family's future.

Quick, professional service. They explained everything clearly and I got coverage within days. Highly recommended.

The application process was so simple and the team were incredibly helpful. Peace of mind for my family at an affordable price.

Did you know?

£222

is the rough cost of weekly child care

£230k

is the rough cost to raise a child to the age of 18

10Million

households in the UK have no savings at all