Mortgage Protection

Keep your family home safe

Your home is where your family’s memories are made, where your children are growing up, where life happens.

Mortgage protection makes sure that if something happens to you, your family never has to worry about losing their home.

An introduction to mortgage cover:

Will keep your family in the family home should the worst happen.
Prevents them worrying about mortgage repayments and debt collectors.
A mortgage is the biggest asset you will have protecting it is vital.

Losing your home on top of losing a loved one would be an unimaginable double blow for any family. Without mortgage cover, your family could face the heartbreaking reality of having to sell the family home – the place filled with precious memories, where your children have grown up, and where your partner had planned to build their future with you. The stress of mounting mortgage arrears, threatening letters from lenders, and the prospect of repossession proceedings can quickly overwhelm a grieving family who are already struggling to cope emotionally. Mortgage cover eliminates this nightmare scenario entirely, ensuring that your family’s stability and security remain intact when they need it most. Your home becomes a sanctuary where they can grieve, heal, and gradually rebuild their lives, rather than another source of anxiety and uncertainty during an already devastating time.

Why choose Mortgage Cover?

Mortgage protection is another name for decreasing term insurance which is usually purchased by someone that has a repayment mortgage.
This cover prevents the debt to be left behind for love ones if the worst was to happen.
Level term insurance can also be used to protect your mortgage if you have an interest only mortgage or if you want a little bit extra left behind

Get a Mortgage Cover quote

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Why it matters

Imagine losing someone you love, then facing threatening letters from the mortgage lender. Having to sell the family home when you’re already grieving. Uprooting the children when they need stability most.

Mortgage cover prevents this nightmare entirely. Your home becomes a sanctuary where your family can heal and rebuild.

It’s simpler than you think

Setting up mortgage protection is straightforward:

Match your cover amount to your remaining mortgage
Match the policy term to your mortgage term
Your family home is protected.

For repayment mortgages, we typically guide towards a decreasing term insurance – as your mortgage balance reduces, so does the cover (and the cost). For interest-only mortgages, level term insurance works better.

Not sure which you need? That’s exactly why we’re here – to guide you through it.

Real peace of mind

Protecting your family’s home isn’t something to put off. Let’s sort it together.

What our customers say

When I needed to claim, they were supportive and efficient. Glad I chose them to protect my family's future.

Quick, professional service. They explained everything clearly and I got coverage within days. Highly recommended.

The application process was so simple and the team were incredibly helpful. Peace of mind for my family at an affordable price.

Did you know?

90,140

homeowner mortgages were in arrears in Q1 2025

6,300

re-possessions occurred in 2024

1.6 million

fixed-rate deals end in 2025